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Colorado Workers' Compensation Benefits

Benefits for Independent Contractors (Truck and Cab Drivers)

As we stated in the beginning of this chapter, independent contractors who perform certain jobs do not qualify for workers' compensation benefits in Colorado. In most instances, they have to purchase workers' compensation insurance for themselves.

However, truck and cab drivers employed as independent contractors have to be covered by workers' compensation or an equivalent for the designation to be valid. Occupations like these require a lot of heavy lifting and driving – two areas where an on-the-job injury is more likely.

There are many reasons why a company would hire a trucker or cabbie as an independent contractor. One, they are exempt from paying state or federal taxes, social security and unemployment insurance. On top of this, they are exempt from many reporting requirements, minimum wage and overtime compensation rules.

Many truckers and cabbies in Colorado are led to believe they're not entitled to full workers' compensation benefits since they're hired as independent contractors. Employers try to cover these contractors through private occupational accident policies that are not closely monitored by the state like regular workers' compensation policies from an insurance company are.

So if you're a truck or cab driver operating as an independent contractor, remember, you are entitled to the same benefits outlined earlier.

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2017-09-03
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"I am very happy with how my case went. I went through the facts of the case once with Stephanie, signed a form here and there, and was able to focus on getting healthy again and moving forward with my life. I was worried there would be a lot of work and stress involved in this case for me personally. I was very grateful to everyone at Babcock because they knew that I would prefer they handle the bulk of everything and just contact me when it was really necessary. I had already been through a lot of stress with my employer and didn't want to relive that stress again in this case. They saved me a lot of headaches by being excellent advocates for me. In the end we were victorious based on two factors, we were on the right side of truth, and Babcock Law were excellent representatives for me."

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Workers Compensation  |  Aurora
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2016-11-18
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"Everyone at The Babcock Law Firm is very professional, made sure you understood everything before moving on. If I had a Question, I would email usually and they would respond in a very timley manner. Usually when you hear the work Lawyer you cringe and think they are going to take advantage of you. However Bacock Law Firm "Did Not" They really worked their heart out for you. And when I say that they really care about you and what you've been thru on a personal level. Thank You to the Babcock Law Firm"

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Workers Compensation  |  Aurora
Represented client who was working out of state following shoulder surgery for a work related injury and to obtain additional payment beyond the Final Admission of Liability by settling his claim.
2016-04-03
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