We Offer Free Consultations    CONTACT US

Colorado Workers' Compensation Benefits

Benefits for Independent Contractors (Truck and Cab Drivers)

As we stated in the beginning of this chapter, independent contractors who perform certain jobs do not qualify for workers' compensation benefits in Colorado. In most instances, they have to purchase workers' compensation insurance for themselves.

However, truck and cab drivers employed as independent contractors have to be covered by workers' compensation or an equivalent for the designation to be valid. Occupations like these require a lot of heavy lifting and driving – two areas where an on-the-job injury is more likely.

There are many reasons why a company would hire a trucker or cabbie as an independent contractor. One, they are exempt from paying state or federal taxes, social security and unemployment insurance. On top of this, they are exempt from many reporting requirements, minimum wage and overtime compensation rules.

Many truckers and cabbies in Colorado are led to believe they're not entitled to full workers' compensation benefits since they're hired as independent contractors. Employers try to cover these contractors through private occupational accident policies that are not closely monitored by the state like regular workers' compensation policies from an insurance company are.

So if you're a truck or cab driver operating as an independent contractor, remember, you are entitled to the same benefits outlined earlier.

Related Articles From our blog
utility worker injured on the job
Does Workers’ Comp Cover Pre-Existing Injuries Worsened by Employment?

When you’re injured on the job, you can receive benefits […]

image of a workers’ comp morning commute on the interstate
“Does Workers’ Compensation Cover My Drive To and From Work?”

Colorado employers are responsible for providing workers’ compensation benefits to […]

How and when Colorado workers are injured on the job
How Do Colorado Workers Get Hurt?

A recent study by Pinnacol Assurance, a workers’ compensation insurance […]


Client Testimonials


5-star review image
BABCOCK LAW FIRM LLC (DAVID ONG)
Workers Compensation  |  Aurora
Retained following denial of a claim for injuries in work related auto accident obtaining an independent medical exam and negotiating settlement.
2018-04-18
"David Ong and the Babcock Law Firm has been a beacon of hope to me at a time ..."
Kayla, Verified Customer
5-star review image
Thanks
Workers Compensation  |  Denver
Represented injured worker following denied hernia surgery and wage loss benefits.
2016-04-09
"I love your work you guys are the best thanks a lot "
Mohammad jafari , Verified Customer
5-star review image
Workmans Comp
Workers Compensation  |  Denver
Retained by injured worker when he was put at Maximum Medical Improvement (MMI) with permanent work restrictions.
2015-12-02
"I was very satisfied with the representation I received. Very knowledgeable and professional. I highly recommend The BABCOCK ..."
AM, Verified Customer

Read All Reviews

Schedule your free consultation with our attorney. No cost - No commitment.