We Offer Free Consultations    CONTACT US

Colorado Workers' Compensation Guide

Claiming, Collecting and Preventing Workplace Injuries

The Babcock Law Firm, LLC
4600 S Ulster St, Suite 800
Denver, CO 80237
https://www.injurylawcolorado.com/


Introduction

What is workers' compensation and why was it started?

Workers' compensation is actually a type of insurance employers must either purchase from an outside insurer or obtain a "certificate of self insurance" from the Colorado workers' compensation agency. It provides medical treatment and partial wage compensation for on-the-job injuries or occupational diseases such as overuse injuries. If you're injured on-the-job, you may also qualify for permanent disability benefits.

An employer is responsible for paying all premiums for a workers' compensation insurance policy and is prohibited by law from deducting these costs from an employee's paycheck. Employers with one or more employees are required to provide this form of disability insurance under state law.

Workers' compensation was "the first great venture into social security by the people of America" according to the Rocky Mountain Law Review. It was the first social safety net in the U.S. and established well before Social Security and unemployment insurance.

Prior to workers' compensation, an injured worker had to prove negligence by his employer or a fellow employee before compensation was awarded. This is referred to as a "common-law" remedy in attorney speak.

Eventually, it was determined the common law remedies were insufficient at protecting employees from on-the-job injuries and an administrative system of workers' compensation was needed to shift the economic burden of a workplace injury from the worker to the industry and thus, the consumers of that industry's products and services.

This Colorado workers' compensation guide is intended to serve as a comprehensive, educational resource for injured workers in Colorado and their families. It is not intended to replace legal counsel but rather a simple way for you to learn about workers' compensation benefits and procedures all in one place – or print it out for a handy guide to refer to and share.

Continue reading to learn more workers' compensation benefits in Colorado and check back often as we continue to add sections to our Colorado workers' compensation e-book.

Next: Workers Compensation Benefits >>

Related Articles From our blog
utility worker injured on the job
Does Workers’ Comp Cover Pre-Existing Injuries Worsened by Employment?

When you’re injured on the job, you can receive benefits […]

image of a workers’ comp morning commute on the interstate
“Does Workers’ Compensation Cover My Drive To and From Work?”

Colorado employers are responsible for providing workers’ compensation benefits to […]

How and when Colorado workers are injured on the job
How Do Colorado Workers Get Hurt?

A recent study by Pinnacol Assurance, a workers’ compensation insurance […]


Client Testimonials


5-star review image
Efficient
Workers Compensation  |  Denver
Represented for denied back injury and admitted hand injuries. Settlement agreement reached prior to hearing and following hand surgery.
2018-01-07
"Very helpful"
Ashley, Verified Customer
5-star review image
Workman's comp claim
Workers Compensation  |  Longmont
Retained following denial of treatment for lifting injuries and negotiated settlement for injured worker.
2018-05-01
"Your staff is amazing. Jane made the intake and outtake processes thorough and reliable--always supportive. Aiden consistently provided ..."
Barbara, Verified Customer
5-star review image
Outstanding
Workers Compensation  |  Littleton
Retained following a head injury addressing issues regarding medical treatment and referrals. Negotiated a final settlement.
2017-01-22
"The Babcock Law Firm did an outstanding job of representing me. I had never been involved in a ..."
JC, Verified Customer

Read All Reviews

Schedule your free consultation with our attorney. No cost - No commitment.