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Colorado Workers' Compensation EBook – Part II

Effectively navigating the workers' comp system helps you obtain the needed benefits to treat your injuries and compensate you for lost wages and disability

We don't go to our jobs day in and day out thinking about what we would do in the event of an injury - we're too busy thinking about our lives and other pursuits. If an on-the-job injury does occur and requires medical attention and maybe even time off, it is our sincere hope that our employers will understand and help us get back to normal as soon as possible.

But reality is a much different story that can prove frustrating for injured workers. Dealing with your employer's insurer can be a cumbersome process without the proper knowledge and/or representation. Many good working relationships have fallen victim to this process.

Fundamentally speaking, your employer and their Colorado workers' compensation insurer are businesses who have a variety of obligations and needs to meet. Part of a human resource director's, office manager's or risk manager's responsibility is to minimize risks associated with workplace injuries... which sometimes doesn't work to your benefit.

While it's not the optimal situation, you may have no choice but to engage your employer and their insurer in the legal system. In the end, you cannot allow yourself to be left holding the bag for an injury that occurred in the course of your employment.

What do I do if I'm injured on-the-job?

Each year, more than 30,000 workers' compensation claims are filed in Colorado. If you're one of them, this guide is designed to serve as a one-stop resource for helping you navigate the system. It is not intended to replace legal representation but rather, serve as an easy-to-use guide for helping you understand your employer's obligations and the basic process of going about obtaining your rightful benefits.

Continue reading to learn more about what you should do if you're injured on-the-job, what to do if your doctor isn't providing the proper care, what to do is you're misled and even a general outline of the legal process you may have to face.

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