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Colorado Car Accident With No Insurance: Your Legal Rights

If you find yourself in a car accident with a driver who is uninsured, many questions will probably come to your mind such as:

What do I tell my insurance company?

Who will pay for my injuries?

It’s illegal to drive in Colorado (and any other state) without auto insurance, yet roughly 12% of all motorists were still uninsured in 2012.

Fortunately, you still have rights to compensation in these cases. However, it will likely be your insurance company that will be responsible for the damages. Sometimes that can form a tricky situation.

If you’re in an accident with an uninsured motorist, here is all you need to know about moving forward with compensation and insurance.

What to Do After a Car Accident with an Uninsured Driver

If the other driver involved in your accident does not have insurance, here are the next steps you should take:

  • Write down all contact information from the other driver, and prepare to give it to your insurance company.
  • Check with your insurance company to see whether they require a signed statement from the other driver about a lack of insurance. If they do, obtain that document from the other driver as soon as possible.
  • Submit an official claim with your insurance company, and make them fully aware of the other driver’s lack of insurance.

Dealing with Insurance Companies

Unfortunately, dealing with your own insurance company after a car accident with an uninsured motorist can be an uphill battle, despite the fact that they should have your back since your pay them premiums.

Many times, insurance companies will try to argue that you were at least partially at fault so as to avoid paying your entire due compensation for your damages. They may also take the severity of your injuries into account when deciding on how much you are owed.

If you feel that you’re being unfairly treated by your insurance provider, or you feel that fault in your car accident was not investigated correctly, the Colorado car accident attorneys at the Babcock Law Firm can help.

Let us fight for your right to compensation. Contact us today for a free consultation.

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Categories: Auto Accidents
Tags: accidentscar accidentsinsurance dispute
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