Many people think that just because they’re found to be not at fault in an accident – whether it’s a car accident, drunk driving accident, slip and fall or work-related injury – automatically guarantees them compensation by the other party’s insurance. However, your actions directly after the accident can hurt your chances.
Here are three examples of actions after an accident that can lead to your personal injury case for damage recovery being reduced:
1. Failing to seek immediate medical attention
This mistake often occurs when people are in minor vehicle accidents with little damage to the vehicle in question. Most people equate little vehicle damage to little or no damage to their bodies, but this isn’t always the case. Injuries can come to light days, weeks and months after the accident. This means that regardless of the severity of an accident, you should always seek medical care immediately. Failure to do so may result in insurance companies paying less for recovery.
2. Failure to disclose extent of injuries
Be sure when discussing injuries with a physician that you never over- or understate your condition, as doing so can affect the treatment received. Understating injuries could leave you in pain, while overstating injuries (in the hopes of a bigger payout) can easily be discredited through examination and tests.
Also, don’t try to play off an old injury off as a new one. Insurance companies will look into the history of your personal physician, as well as records from an emergency room visit.
3. Not following physician recommendations
Lastly, failing to follow your doctor’s treatment plan will not only leave you in pain, but it can be seen as trying to make your injuries worse to receive more compensation than needed. Regardless of any money you may receive to compensate your injuries, your health is the biggest concern here. No amount of money is worth living in pain because you wanted to ignore your doctor’s orders.
Working with insurance companies after being involved in a personal injury case can be a real headache. One reason for this is that personal injury claims are typically more difficult than most people think. If you’ve been injured in an accident that was out of your control and need assistance receiving compensation, contact a Colorado personal injury and insurance dispute attorney at The Babcock Law Firm for a free consultation.