According to new research just released by the Liberty Mutual Group, Inc., 72% of direct workers’ compensation costs in the U.S. can be attributed to 5 types of injuries. According to the firm’s Workplace Safety Index, injuries caused by pushing, pulling, holding and carrying (…or overexertion) accounted for $12.75 billion in direct expenses, or 25% of total workers’ comp costs in 2009.
Falls on “the same level” came in second, accounting for $7.94 billion in direct expenses, or 15.8% of total injury costs. Falls to “a lower level” were next with $5.35 billion in annual costs with bodily reaction and struck by an object rounding out the top 5 ($5.28 billion and $4.64 billion annual costs respectively).
Bodily reaction is defined as injuries resulting from bending, climbing, reaching, standing, sitting and slipping or tripping without falling.
Beyond these top 5 causes of injuries, highway incidents, “caught in/compressed by” mishaps, struck against objects, repetitive motions and assaults rounded out the top 10. Each of these categories accounted for less than 5% of direct costs each in 2009.
Overall, the top 10 causes of workplace injuries accounted for 89.3% of total workers’ comp cost burden in 2009.
These findings came from data compiled from Liberty Mutual claims, U.S. Bureau of Labor Statistics and National Academy of Social Insurance information from 2009.
Adjusting for inflation, Liberty Mutual also found that the cost for disabling workplace injuries decreased 4.6% from 1998 to 2009.
Regardless of the cause of your workplace injury, you are entitled to receive workers’ compensation benefits.
To learn more about these benefits, take a look at our Colorado Workers’ Compensation Guide today. And if you’re experiencing trouble in receiving medical treatment and wage loss benefits afforded to you under the law, contact Denver workers’ comp attorneys at the Babcock Law Firm today.