Colorado employers are responsible for providing workers’ compensation benefits to employees while on the job, but have you ever thought about whether or not you are covered during your commute to and from your job?
Workers’ Comp and Your Commute
In general, the answer to whether or not workers’ compensation benefits apply to an employee’s commute is no. This is known as a “going and coming” rule of workers’ comp. This rule excludes injuries obtained while in traffic on an employee’s everyday commute to and from the job.
While employees are generally not covered on their typical commute, there are situations that can be covered by workers’ compensation when you are away from your job site. They include:
- Being injured while at a work function or party off-site
- Being injured while using a company car on your commute
- If driving is your primary job and you are injured while driving for work. Occupations could include driving a bus, driving a large hauling truck, or patrolling as a police officer.
- Being injured while on a trip for business, even if the injury takes place outside of your typical working hours
- Any other general driving solely for work purposes that results in an injury
In addition, on-call employees could receive workers’ compensation benefits beginning the minute they are called to come into work, even if the injury takes place in their home.
The Key is to Report
Anytime you are injured and feel you may be eligible for workers’ compensation benefits, it’s very important to report your injuries as soon as possible. Timely reports can help carriers investigate your claims properly and make informed decisions.
If you feel that you have been unjustly denied workers’ compensation benefits, contact the Babcock Law Firm based in Denver, Colorado. We have the legal knowledge you need to secure your benefits and get back on track. Contact us today for a free consultation.