• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer

The Babcock Law Firm

Denver personal injury and accident lawyer

(303) 683-5033 FREE CONSULT 4600 S Ulster St.
Suite 800, Denver CO 80237
  • Our Firm
    • Our Mission
    • Injury Attorney Profiles
    • How Representation Works
  • Practice Areas
    • Workers’ Compensation / Work Injuries
    • Car Accidents
    • Truck Accidents
    • Motorcycle Accidents
    • Drunk Driving Accidents
    • Pedestrian Accidents
    • Slip and Falls (Premises Liability)
    • Bad Faith Insurance
    • Wrongful Death
  • Reviews
  • News
  • Resources
    • COVID-19
    • Scholarships
  • Blog
  • Contact
Denver Personal Injury Attorneys (Home) / Blog / Auto Accidents / Don’t Drive Uninsured: The Facts behind Rental Car Insurance

Don’t Drive Uninsured: The Facts behind Rental Car Insurance

man with car documentsWhen renting a car, few people have much knowledge about their options for rental insurance. Often, when people rent cars they are doing so after a flight after they’re already tired, distracted or in a rush to get to their final destination.

Unfortunately, this minor oversight can have drastic consequences in the event they get into a car accident and are not covered by any auto insurance policy. Some simple preparation can ensure you remain covered as required by the law or if you need to purchase rental car protection.

Are You Already Covered?

Existing Insurances

Chances are you already have your own vehicle insurance, which may also translate to rental cars. Check your auto policy before purchasing rental insurance. If your current policy covers liability only, add extra collision damage. You may also be able to save a few bucks with your existing renter’s, homeowner’s and even condominium insurance as these will often cover any property that gets stolen out of a rental car.

Credit Cards

Some credit card companies will provide some amount of coverage for rentals that are made with their card. This coverage, however, is considered secondary to another insurance coverage. One benefit is that if you are lucky enough to have a card that covers primary damages, it will keep you from having to file a separate insurance claim, which will keep your premiums low.

What Does Insurance from Rental Companies Cover?

Collision Damage

While rental car protection isn’t truly car insurance (it’s really just a waiver that transfers the responsibility to any financial damages to you), it will typically cover theft or damage to rental cars as well as fees if the car needs towed. This option typically costs renters $10 to $40 a day.

Supplemental Insurance

Supplemental insurance will keep rental companies from being sued in the event of a crash and it insures that you at least have liability insurance while behind the wheel of their vehicle. This insurance generally runs between $9 and $16 per day.

Conclusion

Car insurance is required in most states in order to have a vehicle on the road. Failure to have coverage will not only leave you in danger of fines, but vulnerable to being sued in the event of a car crash. Don’t drive uninsured! Even if you have to pay the fee for rental car protection, think about the fact that $10 a day costs much less a car accident lawsuit.

And of course, if you’ve been involved in a crash with an uninsured driver, contact Babcock Law for a free consultation.

Primary Sidebar

Categories

Personal Injury
Practice Areas

Car Accidents Truck Accidents Motorcycle Accidents Drunk Driving Accidents Pedestrian Accidents Workers' Comp / Work Injuries Slip & Falls (Premises Liability) Insurance Disputes Wrongful Death

Resources

Blog Contact Us Firm News

Client Testimonials Read all reviews

5-star review image
Total satisfaction
Workers Compensation  |  Evergreen
Represented severely injured worker for 2.5 years with settlement and establishment of a Medicare Set Aside to cover future medical costs.
2018-03-11
"I could not have found a more competent, hard working and friendly law firm. I always felt that ..."
Art, Verified Customer
5-star review image
recommendation
Workers Compensation  |  Aurora
Represented client who was working out of state following shoulder surgery for a work related injury and to obtain additional payment beyond the Final Admission of Liability by settling his claim.
2016-04-03
"I am very happy with the work they did. They taught me a lot and we're willing to ..."
Cesario Serrato , Verified Customer
5-star review image
Dedicated; Amazing; Personal; Professional; Law Firm
Workers Compensation  |  Westminster
Retained for representation after injured worker put at maximum medical improvement with no impairment. Pursued a favorable Division Independent Medical Evaluation (DIME) and obtained a financial settlement for client.
2016-07-09
"Professional,dedicated & go above & beyond.Take the time to make sure you understand.Go over the routes you ..."
Beth, Verified Customer

Footer

Association Badges
Association Badges

Schedule your free consultation with our attorney

No cost – No commitment

(303) 683-5033
The Babcock Law Firm
Denver Workers' Compensation Lawyer and Personal Injury Attorney Mack Babcock
4600 S Ulster Street, Suite 800 Denver, CO 80237 United States

Personal Injury
Practice Areas

  • Car Accidents
  • Truck Accidents
  • Motorcycle Accidents
  • Drunk Driving Accidents
  • Pedestrian Accidents
  • Workers' Comp / Work Injuries
  • Slip & Falls (Premises Liability)
  • Insurance Disputes
  • Wrongful Death
  • Colorado Springs Workers’ Compensation

Resources

  • Blog
  • Firm News

Free eBooks

  • Colorado Workers' Comp Guide
  • Colorado Car Accident Guide

Our Firm

  • Firm Mission
  • Attorney Profiles
  • Practice Areas
  • Contact

    Facebook    Twitter    Blog

The Babcock Law Firm: Colorado Enjuris Partner Attorney
More
  • Home
  • About Us
  • Contact
  • Privacy Policy
  • Legal Disclaimer & Terms of Use
  • Local & Reviews
© 2023 The Babcock Law Firm. Colorado law firm for workers' compensation, car accidents & personal injury. Serving all of Colorado and the Denver metro area from our Denver law office law firm internet marketing by SEO Advantage®