We all work hard for our money to live, eat and play. So if we're injured on-the-job unexpectedly, we expect the promises afforded to use under Colorado's workers' compensation law to be fulfilled.
Unfortunately, that isn't the case much of the time. Your employer and their workers' comp insurance company try to find cracks in your story or situation – any avenue to avoid paying your benefits in full.
They're a business, so their interests may not be entirely aligned with yours.
R. Mack Babcock and his experienced staff at the Babcock Law Firm specialize in helping injured workers like you obtain the benefits you're entitled to under the law.
Contact Denver workers' compensation attorneys today at the Babcock Law Firm for a free consultation.
Denver workers' compensation attorney R. Mack Babcock has intimate knowledge in how these companies work – you see, he used to represent some of the very same companies you're having trouble with!
Having experience with the other side isn't necessarily a bad thing in this instance... knowing how workers' comp insurers operate and evaluate particular situations goes a long way in helping you ultimately get all the benefits you're entitled to.
Continue reading to learn more about the Colorado workers' compensation benefits that, depending on your individual situation, an experienced attorney can help you obtain.
Medical – By Colorado statute, workers' compensation is supposed to cover all reasonable and necessary medical expenses related to your on-the-job injury.
Temporary partial disability – If you are able to still work in a limited role during your treatment, temporary partial disability benefits bridge the difference between your reduced wages and 2/3 of your pre-injury wages.
Temporary total disability – If you cannot work at all during your medical treatment, temporary total disability benefits will pay up to 2/3 of your average weekly wage before your injury.
Permanent partial disability – If you underwent invasive medical treatment like surgery or have permanent limitations despite medical treatment, you are entitled to a cash payment up to a certain amount based on an "impairment rating" assigned by your physician.
Permanent total disability – If you are unable to work at all following treatment and there is no other employment or retraining options for you, you are considered totally disabled and entitled to wage replacement benefits up to a certain amount.
Death – If the ultimate misfortune happens, dependent spouses and children will receive benefits up to a certain amount. They receive help with funeral and burial expenses along with weekly wage replacement benefits.
Got a question about workers' compensation benefits in Colorado? Contact your lawyer at the Babcock Law Firm today for a free consultation!
The workers' compensation system was setup to provide a no-fault system for workers to obtain medical treatment and wage loss benefits for on-the-job injuries. Workers' comp provides a more dignified way to deal with on-the-job injuries.
In exchange, insured employers enjoy immunity from all "common law" liability suits and disability/wage loss benefits are capped at a certain amount.
Workers' compensation in Colorado doesn't provide additional compensation for pain and suffering. If the law doesn't provide compensation for a particular injury then the worker cannot be compensated for it.
If you're having trouble obtaining the workers' compensation benefits you're entitled to, your Denver's premier workers' compensation attorney R. Mack Babcock can help you with a free evaluation of your case.