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Watch What you Say and Do

Besides good documentation, you also need to be very careful about what you say and do. Things you say or are seen doing can affect the ultimate outcome of your case, perhaps even derail it completely.

Watch What you Say

That's one reason why you should never speak with anyone from an insurance company. Adjusters and investigators are trained to build a rapport with you and gain your trust. They're not just being friendly but are likely trying to get you to say something that will allow them to challenge parts of your case or even the entire thing.

Always remember, no matter how nice an insurance adjuster or investigator seems a big part of their job is to pay you the absolute minimum.

Continuing on this theme, you should only discuss medical issues with your doctors and healthcare providers. Nothing looks worse to a judge and jury than a statement that reads "patient is stressed that she will not get a large settlement for her injuries." Also, your doctor's perception could affect the treatment you receive if they believe your only goal is to obtain a large recovery.

We understand the desire to discuss your situation with someone... it's natural to want to talk about something that's having such an impact on your life. But limit your conversations to close friends and family in the privacy of your home. Always be aware of where you are and who is around when discussing your case.

And whatever you do, don't brag about your case or any settlement. If the other side finds out you're bragging about your case, it brings into question the legitimacy of your claim and whether your injuries are as severe as you make them out to be. If you go around saying certain things, a judge will begin questioning your motivations... which is what you don't want of course.

Watch What you Do

Another way the other side may try and reduce your claim is surveillance. It's in fact pretty common so you can be sure someone will be watching you at some point during your case.

Many medical conditions brought on by workplace injuries come and go. Some days will be better than others. Therefore, one day you may feel like going fishing or doing yard work. On others, you will hardly feel like doing anything. If the insurance company gets footage of you doing these kinds of activities on your 'good' days, they will ask your doctor, a judge or jury to compare your medical file detailing the 'bad' days to whatever the surveillance footage shows.

You can try to explain the footage is showing you on one of your 'good' days but the damage will be done.

And don't think surveillance is limited to private investigators. Co-workers, neighbors, doctors and even friends can be asked to testify on your activities and their observations.

In the end, you are responsible for many aspects regarding your workers' compensation claim. While our team of workers' compensation attorneys in Denver works tirelessly to obtain the full amount of benefits you're entitled to, we can't control everything.

You must pay careful attention to your records, receipts, actions and language. One mistake could spell disaster for your claim.

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