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Colorado Car Accident FAQs

Here’s what you need to know if you’ve been in a car accident in Colorado.

According to the Colorado State Patrol, there were 26,978 motor vehicle collisions in the state during 2017. Motor vehicle collisions are traumatizing events that often cause confusion and shock. However, certain actions must be taken in order to gain fair and adequate compensation from insurance companies.

What must I do immediately after a collision?

After an accident occurs, an able-bodied person must contact local law enforcement authorities. If anyone involved in the collision suffered injuries, the individual should also request the assistance of medical emergency personnel.

What information do I need to obtain?

After the accident, you need to get the name, contact information, driver's license identification and insurance information of the other driver. Eyewitness statements and contact information are also needed. If you or any of your passengers were injured during the collision, you must have documentation provided by the healthcare facility reporting the number and types of injuries suffered along with the treatments provided. If possible, use a mobile device to photograph both vehicles, skid marks, road conditions and other pertinent images. You will also need a copy of the accident report.

In the state of Colorado, an accident report must be filled out as soon as possible. Motorists may file a collision report online via the Online Crash Reporting System. However, to get a copy of the report, you must contact the Central Records Unit of the Colorado State Patrol and obtain a records request form. Provide the necessary information along with the required payment. The necessary information includes:

  • The driver's name
  • The date of the accident
  • The location of the collision
  • The case report number

The other driver's insurance company has offered to compensate. Should I settle the matter immediately?

Insurance adjusters use a number of techniques to settle claims as quickly and inexpensively as possible. Agreeing to their terms too early may deprive you of the compensation you deserve. By consulting with an attorney experienced with personal injury cases, you have a better chance of receiving appropriate payment for your damages.

I am undecided if I want to file a legal claim. What is the statute of limitation for filing a personal injury lawsuit in Colorado?

Individuals involved in motor vehicle collisions in Colorado have up to three years to file an automotive accident lawsuit. However, it is advisable to talk to an attorney about filing a claim as soon as possible while the recollection of events that occurred before, during and after the accident remain fresh.

I would rather avoid having to go to court. Is it not easier to simply file a claim with the appropriate insurance company and accept their decision?

Having to attend a court hearing or trial is time-consuming and inconvenient. However, without doing so you may not be awarded the compensation you deserve for immediate and long-term expenses. Consult with a personal injury attorney who will help you determine if the settlement the insurance company offers is reasonable given your individual circumstances.

What if I was not a vehicle driver but was only a passenger that was injured? What are my options?

Colorado does not have legislation restricting passengers from seeking compensation from insurance companies for injuries, pain and suffering. If you are a victim of a negligent driver, you have the right to file a lawsuit in order to obtain compensation for your losses.

If I am partially responsible for the accident, can I still qualify for compensation?

According to Colorado law, if it is determined that you were responsible for 50 percent or more of the collision, then you cannot receive compensation from the other driver. On the other hand, for example, if your responsibility was deemed as 20 percent then the other driver becomes liable for 80 percent of the blame and the financial expenses that you incur.

What do I do if the collision was caused because my vehicle was defective?

If it can be determined that a vehicle defect or a part defect led to the collision, you may be entitled to compensation from the vehicle manufacturer or the part manufacturer. In this instance, you should file a product liability lawsuit.

If you have been injured in a car accident in Colorado, contact the experienced
personal injury attorneys at The Babcock Law Firm.

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